Current Accounts

The current account is a trust deposit for individuals and companies and is available in different currencies. It allows for cash & remittances management. This type of accounts does not share in the distribution of profits or losses. The funds are available to the customers immediately upon request. Under the principles enshrined in Sharia'a, this type of accounts is considered to be a loan contract and is based on the Islamic principle of Qard Hasan where deposits are treated as a non-profit bearing loan to AFH. The Bank will be obliged to return the lent amount at any time upon the request of the customer.

Key Facts Statement

Features
  • Ability to deposit or withdraw funds at any time
  • Available in LBP, USD, EUR and other foreign currencies
  • No monthly or yearly fees on account
  • Free monthly statement of account
  • SMS alerts for major transactions
  • Availability of standing order options
  • Ability to domiciliate utilities and other bills

 

Annex to Account Opening Contract

  • AFH informs its customers that additional to the terms agreed upon in the account contract, will take an action if the current account / checks has not been used for a maximum period of one year, or the saving account for a maximum period of two years, then  the account automatically will be classified as dormant where AFH  have the right to charge a quarterly commission fee equal to 15 US Dollars to cover the expenses of the account until the balance is zero, then AFH have the right to close the account without referring back to the customer.

Conditions
  • Valid ID or Passport
  • Must be at least 18 years old
  • Minors can open accounts through a legal custodian
  • Compliance with local and international laws and FATCA regulations
  • In case account status becomes dormant, client will be contacted from Branch to reactivate it or close it

 

Inquire

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